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Got Suspended From PayPal And Stripe Due To High-Risk Business?

Then you need High-Risk payment solutions!

If your business is in trouble because of payment issues and high chargebacks, it’s considered high risk. PayPal and Stripe sometimes label specific businesses as high-risk, requiring unique payment solutions because traditional ones often avoid them.

But don’t worry! You have come to just the right place.

What Types of Businesses Considered High-risk?

For business owners, it’s not easy to hear that their business is deemed risky. Many offer legitimate, effective, and successful products and services. Still, credit card companies and banks categorize them as needing high-risk merchant solutions. On the flip side, some businesses inherently carry high-risk profiles.

Some of the factors that label a business as risky are:

Why And When Businesses Considered High-Risk?

Businesses are considered high-risk when they operate in industries prone to chargebacks, legal complexities, or market volatility.

High Transaction Volume

Merchants, who have high transaction rates, may be considered high-risk. If a merchant processes over $20,000 in payments per month, or has an average transaction of $500 or more, it may be categorized as high-risk.

Risk-Based Global Sales

If a merchant sells to consumers in countries with a high level of risk, they may qualify as high-risk. (any country except the United States, Canada, Japan, Australia, and the countries in Europe).

New merchant

If the merchant is new or has so little previous record, they may be considered high risk simply because they have no relevant record. On the other hand, If the merchant carries low credit, it may be considered high-risk.

High-risk industry

While a merchant may have a flawless record, they may be labeled high-risk due to the industry they are considered to be less trustworthy than other industries.

High-Risk Merchant Account vs. Low-Risk Merchant Account

A few general traits emerge that make merchants low-risk to payment processors. High-risk and low-risk merchants typically exhibit these traits:

What Are the Challenges of High-Risk Business?

Limited Access

High-risk businesses may find it challenging to access merchant services and financial products, impacting their operational capabilities.

Chargeback Struggles

High-risk businesses have a greater risk of chargebacks. Frequent chargebacks can hinder smooth payment processing for high-risk merchants. Prevent Chargeback

Limited Payment Gateway Options

High-risk industries often encounter restricted access to payment gateways.

Higher Fees

These businesses often face higher processing fees and may be required to maintain rolling reserves, impacting their overall cost structure.

Regulatory Scrutiny

They often experience increased regulatory scrutiny, requiring strict compliance with industry regulations.

Market Volatility

High-risk businesses are more vulnerable to market fluctuations and economic downturns, necessitating a resilient financial strategy.

Your One-Stop High-Risk Payment Solution

Meet Abdullah Al Mamun, a veteran business consultant with over a decade of experience in international legal structures, payment gateway solutions, and e-commerce. His global consultancy services extend to individuals and organizations worldwide, offering high-risk merchant accounts and customized solutions tailored to your unique requirements. With his specialized guidance, you can confidently explore the full potential of your high-risk business, ensuring a seamless and comprehensive payment solution.

Why Trust Him for Your High-Risk Merchant?

Find peace of mind in your high-risk merchant journey with Abdullah Al Mamun. Rely on his expertise to navigate the high-risk business landscape.

Customized Risk Management

Abdullah Al Mamun excels in crafting tailored risk management strategies designed specifically for your business needs. He understands that every business is unique and doesn't rely on a one-size-fits-all approach. With his expertise, you can minimize chargebacks and fraud, ensuring seamless payment processing while safeguarding your revenue.

Expedited Approval Process

Time is invaluable, and Abdullah's streamlined application process prioritizes efficiency. He values your time as much as you do, ensuring that your high-risk merchant account is approved swiftly. This means you can start accepting payments without unnecessary delays, expediting your business operations.

Top-Tier Fraud Protection

Your business's security is paramount, and Abdullah's commitment to protecting it is unwavering. He leverages advanced fraud prevention tools and real-time monitoring systems to fortify your transactions. This proactive approach not only secures your revenue but also provides peace of mind.

Multiple Payment Options

In the ever-evolving e-commerce landscape, offering multiple payment options is a necessity. With Abdullah's high-risk merchant accounts and solutions, you can seamlessly accept payments, enhancing customer satisfaction and increasing conversions. Trust him to empower your business with a comprehensive array of payment choices

Quick Application

Our simple application process will help you to drive a cost-effective plan for your business with our high-risk expert. It’s going to save you time and frustration.

Industry Experience

Credit card processing is complex. But our experienced and relevant payment processing knowledge is put to use on your behalf to get your high-risk business solution right away.

Dedicated Support Team

We are prepared to deal with the tricky, highly risky world in a way that gives you peace of mind. We are going to explore your options and make sure that you will get the best possible solutions.

We Provide Exclusive Payment Solutions

We offer exclusive high-risk payment solutions with a selection of two payment gateways. simplifies online payments, offering secure solutions for businesses of all sizes, including high-risk merchants. Discover the peace of mind it brings to your high-risk business operations.


NMI is a payment gateway service specializing in high-risk merchant account processing. Renowned for its extensive customization options, NMI enables users to make payments through a variety of methods.

As a Model

All-in-one Solution For Your Account


If meeting all requirements seems like a hassle to you, then leave the whole thing to us. We will manage and complete all the required processes for you.

Signor Management

We will manage Signor for you. And take all the risks and liabilities that come with a signor management procedures.

perform all the legal libality

We will complete all the legal procedures and liabilities for you.

Getting Account approval

We simplify account applications by handling the whole process properly and with care. We'll ensure a swift and accurate process. Trust us to help you get the account you need with ease.

managing account health

We will monitor customer behavior and build strong relationships with customers through regular communication to establish trust and loyalty. Effective account management helps maintain a satisfied customer base, generate recurring revenue, and increase long-term profitability.

nurturing account Mature

By establishing a trusting relationship with merchant accounts, we will nurture the account to maturity.


frequently asked questions

What is a high-risk merchant?

A business more likely to experience chargebacks, fraud, or financial failure is  high risk. A merchant who does high-risk business is called a high-risk merchant. A high-risk merchant is considered high-risk when assessed by a processor or bank to pose a more significant potential for chargebacks and fraud. This determination can arise from the merchant’s operations within a high-risk industry, the sale of products or services that often result in chargebacks, or a history of fraudulent transactions.

A high-risk merchant account supports categorized high-risk businesses. Various factors can contribute to this classification, such as model and volume of the business, ticket size, transaction velocity, and being a new merchant with no prior payment processing history or operating in a high-risk industry known for fraud, such as those selling controversial products. As a result of this elevated risk level, high-risk merchant accounts are subject to higher processing fees to account for potential losses.

Merchants who handle many transactions or have a high average transaction value may be classified as high-risk. If a merchant processes payments exceeding $20,000 per month or has an average transaction value of $500 or more, they may be considered high-risk, including those who accept international payments.

We provide high-risk merchant accounts with payment gateways such as and NMI. is a widely used payment gateway service that enables businesses to accept online payments and manage transactions securely. It provides a range of features, including payment processing, fraud detection, recurring billing, and more, making it a popular choice for e-commerce and high-risk businesses.

No. is unable to suspend or put accounts on hold.

NMI, or Network Merchants, Inc., is a leading payment facilitation platform that handles over $180 billion in payments annually. NMI facilitates payments for a vast network of over 3,200 partners and more than 260,000 merchants worldwide. It spans the entire spectrum of commerce channels, including online, in-app, mobile, in-store, unattended, and beyond.