Follow us on:
Menu
Follow us on:
❝ In the digital age, a payment gateway isn’t just a solution; it’s the bridge connecting businesses to the world, one transaction at a time.❞
Business owners often face an unexpected risk label despite offering stellar products and services. Credit card companies and banks categorize them as high-risk merchant solutions. Conversely, some businesses naturally fall into the high-risk category, irrespective of their legitimacy and success.
Factors Defining Business as High-Risk:
Operating in industries prone to chargebacks? Legal complexities? Market volatility?
High transaction rates can classify merchants as high-risk. Processing over $20,000 monthly or averaging $500 per transaction may warrant this categorization.
Selling to consumers in high-risk countries can categorize merchants as high-risk (excluding the US, Canada, Japan, Australia, and European countries).
New merchants or those with limited records might be deemed high-risk due to a lack of relevant history. Conversely, merchants with low credit may also fall into the high-risk category.
Despite a flawless record, a merchant's industry association can lead to a high-risk label, indicating less trust than other industries.
A few general traits emerge that make merchants low-risk to payment processors. High-risk and low-risk merchants typically exhibit these traits:
High-risk businesses may find it challenging to access merchant services and financial products, impacting their operational capabilities.
High-risk businesses have a greater risk of chargebacks. Frequent chargebacks can hinder smooth payment processing for high-risk merchants. Prevent Chargeback
High-risk industries often encounter restricted access to payment gateways.
These businesses often face higher processing fees and may be required to maintain rolling reserves, impacting their overall cost structure.
They often experience increased regulatory scrutiny, requiring strict compliance with industry regulations.
High-risk businesses are more vulnerable to market fluctuations and economic downturns, necessitating a resilient financial strategy.
Welcome to the world where expertise meets innovation in global business consulting. With over a decade of experience, I, Abdullah Al Mamun, specialize in international legal and financial structures, offering strategic guidance to navigate the complex online business world.
As Bangladesh’s first IRS-verified Certified Acceptance Agent (CAA) for “Business Globalizer,” I bring a unique perspective to ITIN services and excel in navigating payment gateways like PayPal and Stripe. My entrepreneurial ventures include co-founding “eCommander,” “eCom Builder,” and “Sky Prep Center,” which have revolutionized e-commerce business management and fulfillment.
At the core of my services is a commitment to your success, leveraging my vast experience to provide bespoke solutions in international finance and e-commerce. Trust in my expertise to drive your business forward.
Find peace of mind in your journey with me. Rely on my expertise to navigate the high-risk business landscape.
I, Abdullah Al Mamun, specialize in bespoke risk management to minimize chargebacks and fraud, ensuring seamless payment processing and protected revenue for your unique business needs.
I ensure rapid approval for your high-risk merchant account, valuing your time to expedite your payment process and business operations.
Secure your business with my advanced fraud prevention and real-time monitoring, safeguarding your transactions and ensuring your peace of mind.
In the ever-evolving e-commerce landscape, offering multiple payment options is a necessity. With my high-risk merchant account solutions, you can seamlessly accept payments, enhancing customer satisfaction and increasing conversions. Trust me to empower your business with a comprehensive array of payment choices
Credit card processing is complex. But our experienced and relevant payment processing knowledge is put to use on your behalf to get your high-risk business solution right away.
We offer exclusive high-risk payment solutions with a selection of two payment gateways.
Authorize.net simplifies online payments, offering secure solutions for businesses of all sizes, including high-risk merchants. Discover the peace of mind it brings to your high-risk business operations.
NMI is a payment gateway service specializing in high-risk merchant account processing. Renowned for its extensive customization options, NMI enables users to make payments through a variety of methods.
As a Model
If meeting all requirements seems like a hassle to you, then leave the whole thing to us. We will manage and complete all the required processes for you.
We will manage Signor for you. And take all the risks and liabilities that come with a signor management procedures.
We will complete all the legal procedures and liabilities for you.
We simplify account applications by handling the whole process properly and with care. We'll ensure a swift and accurate process. Trust us to help you get the account you need with ease.
We will monitor customer behavior and build strong relationships with customers through regular communication to establish trust and loyalty. Effective account management helps maintain a satisfied customer base, generate recurring revenue, and increase long-term profitability.
By establishing a trusting relationship with merchant accounts, we will nurture the account to maturity.
Join our upcoming webinars or book a consultancy now!
A business more likely to experience chargebacks, fraud, or financial failure is high risk. A merchant who does high-risk business is called a high-risk merchant. A high-risk merchant is considered high-risk when assessed by a processor or bank to pose a more significant potential for chargebacks and fraud. This determination can arise from the merchant's operations within a high-risk industry, the sale of products or services that often result in chargebacks, or a history of fraudulent transactions.
A high-risk merchant account supports categorized high-risk businesses. Various factors can contribute to this classification, such as model and volume of the business, ticket size, transaction velocity, and being a new merchant with no prior payment processing history or operating in a high-risk industry known for fraud, such as those selling controversial products. As a result of this elevated risk level, high-risk merchant accounts are subject to higher processing fees to account for potential losses.
Merchants who handle many transactions or have a high average transaction value may be classified as high-risk. If a merchant processes payments exceeding $20,000 per month or has an average transaction value of $500 or more, they may be considered high-risk, including those who accept international payments.
No. Authorize.net is unable to suspend or put accounts on hold.
I, Abdullah Al Mamun, am a veteran expert in the worlds of Payment Gateways and High-Risk Merchant Accounts. My expertise extends to being an International Legal and Financial Structure Consultant, as well as a Global E-commerce Enthusiast. My journey and experiences have shaped me into the professional I am today, dedicated to delivering excellence in these dynamic and critical fields.
Copyright ©2024 Abdullah Al Mamun. All Rights Reserved
TIN Certificate: 317960870267
