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Get Approved with Your High-Risk Merchant Account
Struggling with payment rejections and chargebacks? Your business might be classified as high-risk. Platforms like PayPal and Stripe often avoid high risk merchants, making it tough to process payments smoothly.
That’s where we step in. Our high risk merchant services are tailored to support businesses labeled as high risk, offering secure, reliable payment solutions others won’t
❝ In the digital age, a payment gateway isn’t just a solution; it’s the bridge connecting businesses to the world, one transaction at a time.❞
Business owners often face an unexpected risk label despite offering stellar products and services. Credit card companies and banks categorize them as high-risk merchant solutions. Conversely, some businesses naturally fall into the high-risk category, irrespective of their legitimacy and success.
Operating in industries prone to chargebacks? Legal complexities? Market volatility?
High transaction rates can classify merchants as high-risk. Processing over $20,000 monthly or averaging $500 per transaction may warrant this categorization.
Selling to consumers in high-risk countries can categorize merchants as high-risk (excluding the US, Canada, Japan, Australia, and European countries).
New merchants or those without a solid processing history are often flagged as high risk. Similarly, businesses with poor credit scores may also require high risk merchant services to ensure reliable payment processing
Despite a flawless record, a merchant's industry association can lead to a high-risk label, indicating less trust than other industries.
A few general traits emerge that make merchants low-risk to payment processors. High-risk and low-risk merchants typically exhibit these traits:
High-risk businesses may find it challenging to access merchant services and financial products, impacting their operational capabilities.
High-risk businesses have a greater risk of chargebacks. Frequent chargebacks can hinder smooth payment processing for high-risk merchants. Prevent Chargeback
High-risk industries often encounter restricted access to payment gateways.
These businesses often face higher processing fees and may be required to maintain rolling reserves, impacting their overall cost structure.
They often experience increased regulatory scrutiny, requiring strict compliance with industry regulations.
High-risk businesses are more vulnerable to market fluctuations and economic downturns, necessitating a resilient financial strategy.
Find peace of mind in your journey with me. Rely on my expertise to navigate the high-risk business landscape.
I, Abdullah Al Mamun, specialize in bespoke risk management to minimize chargebacks and fraud, ensuring seamless payment processing and protected revenue for your unique business needs.
I ensure rapid approval for your high-risk merchant account, valuing your time to expedite your payment process and business operations.
Protect your high risk business with advanced fraud prevention tools and real-time transaction monitoring—powered by our high risk merchant services to keep your payments secure
In the ever-evolving e-commerce landscape, offering multiple payment options is a necessity. With my high-risk merchant account solutions, you can seamlessly accept payments, enhancing customer satisfaction and increasing conversions. Trust me to empower your business with a comprehensive array of payment choices
My team of experts and I will help you develop a cost-effective plan for your business with our high-risk experts. It's going to save you time and frustration.
Credit card processing is complex. But our experienced and relevant payment processing knowledge is put to use on your behalf to get your high-risk business solution right away.
We are prepared to deal with the tricky, highly risky world in a way that gives you peace of mind. We are going to explore your options and make sure that you will get the best possible solutions.
We offer exclusive high-risk payment solutions with a selection of two payment gateways.
Authorize.net simplifies online payments, offering secure solutions for businesses of all sizes, including high-risk merchants. Discover the peace of mind it brings to your high-risk business operations.
NMI is a payment gateway service specializing in high-risk merchant account processing. Renowned for its extensive customization options, NMI enables users to make payments through a variety of methods.
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We become your backend partner. If the whole process feels overwhelming, just leave it to us. We'll manage every step — so you don’t have to.
A verified U.S. signer is often required for high-risk gateways. We connect you with a credible U.S. signer and handle the entire process to ensure a smooth, compliant setup.
From documentation to liability clearance, we’ll manage the legal groundwork to ensure your application is clean, accurate, and ready for approval.
We streamline the entire approval journey, avoiding red flags and delays. With our guidance, you’ll get your merchant account approved quickly and securely.
We track customer behavior, manage risk indicators, and maintain strong communication with processors, so your account stays live and healthy as you grow.
Through trust-building, long-term oversight, and consistent relationship management, we help your account mature to higher processing volumes and long-term stability.
A business more likely to experience chargebacks, fraud, or financial failure is high risk. A merchant who does high-risk business is called a high-risk merchant. A high-risk merchant is considered high-risk when assessed by a processor or bank to pose a more significant potential for chargebacks and fraud. This determination can arise from the merchant's operations within a high-risk industry, the sale of products or services that often result in chargebacks, or a history of fraudulent transactions.
A high-risk merchant account supports categorized high-risk businesses. Various factors can contribute to this classification, such as model and volume of the business, ticket size, transaction velocity, and being a new merchant with no prior payment processing history or operating in a high-risk industry known for fraud, such as those selling controversial products. As a result of this elevated risk level, high-risk merchant accounts are subject to higher processing fees to account for potential losses.
Merchants who handle many transactions or have a high average transaction value may be classified as high-risk. If a merchant processes payments exceeding $20,000 per month or has an average transaction value of $500 or more, they may be considered high-risk, including those who accept international payments.
We provide high-risk merchant accounts with payment gateways such as Authorize.net and NMI.
Authorize.net is a widely used payment gateway service that enables businesses to accept online payments and manage transactions securely. It provides a range of features, including payment processing, fraud detection, recurring billing, and more, making it a popular choice for e-commerce and high-risk businesses.
No. Authorize.net is unable to suspend or put accounts on hold.
NMI, or Network Merchants, Inc., is a leading payment facilitation platform that handles over $180 billion in payments annually. NMI facilitates payments for a vast network of over 3,200 partners and more than 260,000 merchants worldwide. It spans the entire spectrum of commerce channels, including online, in-app, mobile, in-store, unattended, and beyond.
I’m Abdullah Al Mamun, an expert in Payment Gateways and High-Risk Merchant Accounts, with a background in international legal and financial consulting. My global e-commerce experience drives my commitment to excellence in these dynamic fields.
